TERMS & CONDITIONS

Thank you for Choosing Maxemo Capital Services Pvt Ltd Website Located athttps://maxemocapital.com

All such additional terms, guidelines, and rules are incorporated by reference into these Terms.

These Terms of use described the legally binding terms and conditions that oversee your use of the Site. By logging into the site, you are being compliant that these terms and you represent that you have the authority and capacity to enter into these Terms. You should be at least 18 years of age to access the site. If you disagree with all of the provisions of these terms, do not log into and/or use the site.

Subject of these terms:

Maxemo Capital Grants you a non-transferable, non-exclusive, revocable, limited license to access the Site solely for your own personal, non-commercial use.

Certain Restrictions:

The rights approved to you in these Terms are subject to the following restrictions:

you shall not access the Site to build a similar or competitive website.
you shall not change, make derivative works of, disassemble, reverse compile or reverse engineer any part of the Site.
you shall not sell, rent, lease, transfer, assign, distribute, host, or otherwise commercially exploit the Site. you shall not sell, rent, lease, transfer, assign, distribute, host, or otherwise commercially exploit the Site. except as expressly stated herein, no part of the Site may be copied, reproduced, distributed,republished, downloaded, displayed, posted or transmitted in any form or by any means unless otherwise indicated, any future release, update, or other addition to functionality of the Site shall be subject to these Terms.
All copyright and other proprietary notices on the Site must be retained on all copies thereof.

The company reserves the right to change, suspend, or cease the Site with or without notice to you. You approved that Company will not be held liable to you or any third party for any change, interruption, or termination of the Site or any part.

Third-Party Links & Ads:

The Site may contain links to third-party websites and services, and/or display advertisements for third parties. Such Third-Party Links & Ads are not under the control of the Company, and Company is not responsible for any Third-Party Links & Ads. The company provides access to these Third-Party Links & Ads only as a convenience to you and does not review, approve, monitor, endorse, warrant, or make any representations concerning Third-Party Links & Ads. You use all Third-Party Links & Ads at your own risk and should apply a suitable level of caution and discretion in doing so. When you click on any of the Third-Party Links & Ads, the applicable third party’s terms and policies apply, including the third party’s privacy and data-gathering practices.

Cookies and Web Beacons:

Like any other website, Maxemo Capital Services Pvt Ltd uses ‘cookies’. These cookies are used to store information including visitors’ preferences, and the pages on the website that the visitor accessed or visited. The information is used to optimize the users’ experience by customizing our web page content based on visitors’ browser type and/or other information.

Disclaimers:

The site is provided on an “as-is” and “as available” basis, and the company and our suppliers expressly disclaim any warranties and conditions of any kind, whether express, implied, or statutory, including all warranties or conditions of merchantability, fitness for a particular purpose, title, quiet enjoyment, accuracy, or non-infringement. We and our suppliers make not guarantee that the site will meet your requirements, will be available on an uninterrupted, timely, secure, or error-free basis, or will be accurate, reliable, free of viruses or other harmful code, complete, legal, or safe. If applicable law requires any warranties concerning the site, all such warranties are limited in duration to ninety (90) days from the date of first use.

Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you. Some jurisdictions do not allow limitations on how long an implied warranty lasts, so the above limitation may not apply to you.

Limitation on Liability:

To the maximum extent permitted by law, in no event shall Company or our suppliers be liable to you or any third party for any lost profits, lost data, costs of procurement of substitute products, or any indirect, consequential, exemplary, incidental, special or punitive damages arising from or relating to these terms or your use of, or incapability to use the site even if the company has been advised of the possibility of such damages. Access to and use of the site is at your discretion and risk, and you will be solely responsible for any damage to your device or computer system, or loss of data resulting therefrom.

To the maximum extent permitted by law, notwithstanding anything to the contrary contained herein, our liability to you for any damages arising from or related to this agreement, will at all times be limited to a maximum of fifty U.S. dollars (u.s. $50). The existence of more than one claim will not enlarge this limit. You agree that our suppliers will have no liability of any kind arising from or relating to this agreement.

Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages, so the above limitation or exclusion may not apply to you.

Term and Termination:

Subject to this Section, these Terms will remain in full force and effect while you use the Site. We may suspend or terminate your rights to use the Site at any time for any reason at our sole discretion, including for any use of the Site in violation of these Terms. Upon termination of your rights under these Terms, your Account and right to access and use the Site will terminate immediately. You understand that any termination of your Account may involve the deletion of the User Content associated with your Account from our live databases. Company will not have any liability whatsoever to you for any termination of your rights under these Terms. Even after your rights under these Terms are terminated, the following provisions of these Terms will remain in effect: Sections 2 through 2.5, Section 3, and Sections 4 through 10.

Copyright Policy:

The company respects the intellectual property of others and asks that users of our Site do the same. In connection with our Site, we have adopted and implemented a policy respecting copyright law that provides for the removal of any infringing materials and for the termination of users of our online Site who are repeated infringers of intellectual property rights, including copyrights. If you believe that one of our users is, through the use of our Site, unlawfully infringing the copyright(s) in a work, and wish to have the allegedly infringing material removed, the following information in the form of a written notification (under 17 U.S.C. § 512(c)) must be provided to our Designated Copyright Agent:

Your physical or electronic signature;
Identification of the copyrighted work(s) that you claim to have been infringed;
Identification of the material on our services that you claim is infringing and that you request us to remove;
Sufficient information to permit us to locate such material;
Your address, telephone number, and e-mail address;
A statement that you have a good faith belief that use of the objectionable material is not authorized by the copyright owner, its agent, or under the law; and
A statement that the information in the notification is accurate, and under penalty of perjury, that you are either the owner of the copyright that has allegedly been infringed or that you are authorized to act on behalf of the copyright owner.

Annexure 1

CUSTOMER CONSENT AND SELF DECLARATION

I/ We hereby declare that all the particulars, information and details provided by me/us are true, correct, complete and up-to-date in all respect and that I/we have not withheld any information whatsoever.
I/ We hereby confirm that no insolvency proceedings or suits for recovery of outstanding dues or monies whatsoever for attachment of my/our assets or properties and/or any criminal proceedings have been initiated and/or are pending against me/us and that I/we have never been adjudicated insolvent by any court or any other authority nor has any receiver, administrator, administrative receiver, trustee or similar officer been appointed for my assets.
I/We hereby authorise the Regulated Entity or its associates/subsidiaries/affiliates/agents to obtain, verify, exchange, share or part with all the information or otherwise, regarding my/our office/ residence and/or contact me/us or my/our family/ employer/Banker/Credit Bureau/ RBI or any third parties as deemed necessary and/or do any such acts till such period as they deem necessary and/or disclose to Reserve bank of India, Credit Information Companies, Banks/NBFCs, or any other authority and institution, including but not limited to current balance, payment history, default, if any, etc.
I/We hereby authorise Regulated Entity’s employees/agents to access my/our premises during normal office hours for carrying out any verification/investigation and post disbursement scrutiny.
I/We hereby authorise the Regulated Entity to approach my/our existing bankers or any other prospective lenders for any relevant information for consideration of loan and thereafter.
I/We hereby provide my/our consent to receive information/services etc. for marketing purposes through telephone/mobile/SMS/Email.
I/We hereby authorise the Regulated Entity to market/sell/promote/endorse any other product or service beneficial to me/us.
I/We hereby authorise the Regulated Entity to purge the documents submitted by me/us, if the case is not disbursed/approved for whatever reason within 3 months of application.
I/We hereby authorise UIDAI to release my/our identity and address through biometric authentication.
I/We hereby provide my/our consent to avail information on products and services of other Companies and authorise to cross sell other company’s product and services.
I/We hereby authorise the Regulated Entity’s authorised person(s)/Agency to visit my/our residence & business premises for verification, which includes taking photographs.
I/We hereby agree to give my/our express consent to the Regulated Entity to disclose all the information and data furnished by me/us and/or to receive information from Central KYC Registry/third parties including but not limited to vendors, outsourcing agencies, business correspondents for analysing, processing, report generation, storing, record keeping or to various credit information companies/ Credit Bureaus, or to information utilities under the Insolvency Bankruptcy Code 2016 through physical or SMS or email or any other mode.

Annexure 2

Consumer Consent for accessing Consumer Credit Information Report (CIR)

I hereby appoint Maxemo Capital Services Private Limited (hereinafter referred as “Company”), as my lawful agent and its associated Credit Institutions/Lending Partners to receive and/or pull my credit report/credit history (“Credit Information”) from Credit Information Companies (“CICs”).

I further authorize the Company to share with CICs my personal information/details to procure my Credit Information on a monthly frequency and use the same to provide me with credit report access services (“Purpose”).

I understand and acknowledge that the CIC shall not be liable under law or equity, in any manner whatsoever, for providing my Credit Information to the Company and I will not raise any claim or objections against the CIC.

I confirm that this consent is given by my free will and not due to any solicitation by any person/entity.

This consent/authorization shall be valid for (i) a maximum period of 06 (six) months, from the date of giving the same, (ii) satisfying the Purpose or (iii) until I withdraw my consent at any time, by informing the same to the Company, at their registered office address, website, assigned email id or mobile application, whichever is earlier.

I also consent to the Equifax Credit Score Terms of Use.

Annexure 3

Equifax -Credit Score Terms of Use

In connection with submission of the application for my credit information (“Consumer Credit Information”) offered by Equifax Credit Information Services Pvt. Ltd. (“CIC”) through Maxemo Capital Services Pvt Limited (referred to as the “Company”) and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:

Your physical or electronic signature;
Identification of the copyrighted work(s) that you claim to have been infringed;
Identification of the material on our services that you claim is infringing and that you request us to remove;
Sufficient information to permit us to locate such material;
Your address, telephone number, and e-mail address;
A statement that you have a good faith belief that use of the objectionable material is not authorized by the copyright owner, its agent, or under the law; and
A statement that the information in the notification is accurate, and under penalty of perjury, that you are either the owner of the copyright that has allegedly been infringed or that you are authorized to act on behalf of the copyright owner.